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Financial Aid

If you’re unsure of how to pay for your education, don’t worry! You have many options for financial aid assistance, including scholarships, loans, and grants. SJVC participates with federal, state and private agencies in providing various aid programs.
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Education is a Great Investment

Education is a great investment in your future. At SJVC, we work hard to provide our students with the career education they need at an affordable cost. SJVC is authorized to offer various financial aid programs for those who qualify. After meeting with an SJVC Admissions Representative, you’ll receive a financial aid consultation with one of our experienced financial aid professionals. Our financial aid advisor will walk you through the process and make sure you understand your options.
SJVC Financial Aid Eligibility Requirements SJVC Financial Aid Eligibility Requirements

Eligibility Requirements

Each type of financial aid has unique eligibility requirements.

Completing the FAFSA application will allow you to determine if you qualify for grants, Federal Work-Study programs, and federal loans.

A Veterans Affairs Certificate of Eligibility is required to qualify for educational VA benefits.

Scholarship requirements vary widely between the many agencies and organizations who provide them.
  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (SEOG) Grants
  • Scholarships
  • Loans
  • Institutional Loans
  • Federal Work-Study Program
  • Veteran Educational Benefits
  • Institutional Payment Plans
  • Private Lender Alternative Loans

Interested in Financial aid?

Use our Net Price Calculator to get a rough estimate of what you might be able to qualify for

SJVC Financial Aid Options SJVC Financial Aid Options

Financial Aid Options

We understand that finding out how to finance your education can be intimidating. However, here are a variety of options available to help you fund your education!

Federal Grants

A Federal Grant is money awarded by the U.S. government intended to fund college educations. Two examples are Federal Pell Grants and Federal Supplemental Educational Opportunity Grants, which are intended for students with a financial need.

SJVC students are encouraged to apply for FAFSA (Free Application for Federal Student Aid) to see if they qualify for Federal Grants.

Learn more here →

Federal Loans

Federal Loans are funds disbursed by the U.S. government which are required to be paid back. Many Federal Loans charge interest.

There are different options, such as Federal Direct Stafford Loans Subsidized, Federal Direct Stafford Loans Unsubsidized, and Federal Direct PLUS.

SJVC students are encouraged to apply for FAFSA (Free Application for Federal Student Aid) to see if they qualify for Federal Loans.

Learn more about Federal Loans here →

Private Students Loans

Private student loans are funds disbursed by private lenders such as banks, credit unions, state agencies, and schools.

Private student loans are required to be paid back and they have varying interest rates, repayment plans, and award amounts.

Learn more about Private Student Loans here →

Institutional Finance Plans

Institutional Finance Plans are low interest financing plans provided by SJVC. These funds can only cover tuition charges not covered by financial aid.

Students should check with the Financial Aid Office for repayment options and application requirements.

Student Scholarships

Scholarships are funds typically awarded by schools or other organizations. They do not need to be paid back, and they are usually contingent upon academic achievements, demonstration of financial need, or fulfilling other requirements.

SJVC awards up to $40,000 annually in scholarships. These scholarships are intended for high school seniors who meet specific requirements. Talk to your high school’s counseling office or career center for information about SJVC’s scholarships.

Veterans Administration Benefits

The U.S. Department of Veteran Affairs offers tuition benefits for military members, spouses and children. If you believe you are eligible for Veterans Administration (VA) benefits or have any questions, please contact the Financial Aid Office at your local campus.

You may also get information on the SJVC programs that are approved for VA funding through the VA’s WEAMS Institution Search tool:

Need help with Financial Aid?

We’re here to help you every step of the way. Contact us for more information on financial aid.

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How to Apply for Financial Aid

Applying for FAFSA®

The FAFSA® is the Free Application for Federal Student Aid. It provides information about what kinds of federal aid you are eligible for. SJVC students are encouraged to apply, regardless of financial situation.
  1. Create an FSA ID

    This username and password combination allows you to sign your FAFSA® form electronically. Your FSA ID also can also be used to log in to other Department of Education online services such as and myStudentAid app; and access loan contracts, entrance and exit loan counseling, and detailed financial aid award information.
  2. Gather Important Documents

    The FAFSA® will ask for identifying and financial information. Before filling out the form make sure you have your social security number, your parents’ social security numbers, federal tax information for you and/or your parents, or spouse if your married, and information on cash and assets such as property, and more. Be sure to keep these records handy as you may need them again. can be used for the following:

    - Learn about the Financial Aid Process, Loan Repayment, and Loan Forgiveness
    - Create An FSA ID (Account Username And Password)
    - Fill out the Free Application for Federal Student Aid (FAFSA®) form
    - Apply for a Direct PLUS Loan
    - Sign a Master Promissory Note
    - Complete entrance and exit counseling
    - Manage your student aid account
    - Identify your loan servicer
    - Apply for or recertify an income-driven repayment plan

    FAFSA® is a registered trademark of the U.S. Department of Education.

Financial aid guide for students

Are you looking for more detailed information on financial aid options and loans? Read our guide for more information.

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What Happens Next?

Upon submission of the FAFSA®, students will be sent a Student Aid Report (SAR). The SAR should be checked for accuracy and any necessary corrections should be made as soon as possible. Once the SAR has been determined to be complete, a financial aid calculation letter will be generated for the student which will state the student need (education cost), family contribution, amount of grants awarded, and the amount of loan monies available, if needed.
To receive unsubsidized or subsidized loan funds, students must complete a Master Promissory Note. Funds are then disbursed by the Student Accounts Manager, as described in the Award Letter. To receive Plus loan funds, parents must complete a Plus Master Promissory Note.
A Financial Services Advisor will review students financial aid files for accuracy and completion. A completed file may consist of a FAFSA®, loan entrance counseling, master promissory note, and other SJVC FA forms. Students may also be required to submit additional financial information such as taxes and household data if selected for verification by the Department of Education.

The way the program was laid out, they had all the classes I wanted; everything in construction such as reading blueprints, estimating, financial analysis, and all the key points in how to run a company. I never checked out another school.

Isaiah M.2018 Construction Management Graduate

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